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I usually do not recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free installment loans for bad credit in Kingston MO I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had "too many revolving accounts." Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all your men that need to get a property otherwise funds one thing.. hope so you're able to jesus you've got good credit. I believe some dudes one to believe that credit cards evil you prefer observe the picture as a whole. Even though *you* truly were able to shell out cash to possess what you doesnt indicate they is useful for everyone. Even after what i had written above We Too (at a time) paid off dollars to have everything. I won't enter the factors here nevertheless worked out nicely to some extent. The main one disadvantage to that has been I can Never ever apply for a credit card.. could never ever get financing. Skip to invest in a house unless We robbed a financial.
To summarize for the past ten years I must possess recharged from the 100K property value stuff. Ive racked right up a huge amount of award things ect ect. Occasionally I pay dollars to possess content but that means I am seeking a cost savings. I know theres dudes for the here that have checked out good car therefore the man desires 3K for this while initiate the fresh dealings and you may force concerns shove together with wad of cash happens! Gotta think its great!
